Many would agree that financial matters and debts are only an adult’s problem. Adults are bombarded with ballooning credit card debts and student loans. According to reports, an average American owes almost $93,000 in debts. It’s somehow scary to think, given that you’re supposed to maintain good credit scores. But just like any other problem, huge … Read more
Every year, in the United States, there are more than 5.5 million automobile accidents. One-third of all collisions result in injuries. While most injuries are minor and require little to no medical attention, others can be quite severe and even cause death. The financial implications of an injury-causing accident can be substantial and often unexpected. When … Read more
Not many may agree that money management is an essential skill, but if you think about it, it’s something that can make or break you every month when you need to pay your bills. In the long run, it would also determine how comfortable you will be living; if you’ve saved some money, then you’ll … Read more
Running a business requires entrepreneurs to increase revenues and reduce expenses. Even as the market determines the revenue businesses earn, companies can control their expenses to maximize profits. While it is challenging, implementing cost-cutting measures is vital for businesses to stay afloat. This is particularly true with the uncertainties in the current economic situation of … Read more
The pandemic saw an increase in online activity as people worked from home to avoid the virus. While this practice was convenient for them and their company, it also made them vulnerable to cyberattacks. An assessment of the situation saw an increase in cyberattacks against corporations as they deployed online systems to facilitate the remote … Read more
The crisis made most people change the way they handled their finances. Before, most of us indulged in our wants while keeping in mind the “you live only once” or YOLO mindset. Nowadays, everyone tries to live such a practice with caution, knowing financial health should also be a priority. Before the pandemic, many don’t … Read more
Running a business is not for everyone. It takes a lot of time and effort to collect the knowledge, skills, and experience to sell products or provide services. Extra time is necessary to learn the minimum legal requirements of your venture. Those stack up to years spent in academic institutions. The average entrepreneur earns master’s … Read more
One of the important things that impact your business is finance. If you have no proper financial plan to back your business, be prepared to fail. You will see that most businesses fail in the first one or two years. One of the common reasons for such failure is improper finance management. If you run … Read more
Every aspiring millionaire knows that saving can only do so much. Keeping portions of your paycheck in the bank is a good start. But not doing anything other than that will not get you anywhere near your dream life. As Warren Buffett said, you should find a way to make money even while you sleep. … Read more
There’s a lot of things they don’t teach in school. A lot of important things that you have to fumble your way through, especially during the earlier part of your adulthood. When it comes to finances, there are even fewer things being taught to children, not even young adults. That’s what this quick guide is … Read more