Anyone would want to earn more than their day job can give them. The popularity of side jobs like ridesharing and food delivery has opened the doors to other part-time opportunities. Getting paid is easier now too. Platforms like PayPal and Cash App allow for seamless transactions for freelancers and employers alike. Take a look … Read more
You want to buy a home, but you may think that you need financing for your mortgage. A lending company such as PRMI Ukiah can provide you with a mortgage and other benefits if they decide to approve your application. But they will not accept anyone’s application without looking at several things. For many prospective … Read more
Many people make financial mistakes without comprehensive knowledge of its effects on their future. Most of these financial mistakes affect their credit rating. Though you might not think much of this, it has a significant impact when you apply for a mortgage. It is the primary determinant of your application’s outcome and the loan’s interest rates. … Read more
Sea transport remains the primary means of shipment for businesses worldwide. This is because it can efficiently handle bulky products and has lower costs compared to other forms of long-distance cargo transport. Moreover, the right documentation plays a pivotal role in international shipments. Sea freight takes some time and gives you enough time to handle … Read more
Mortgages and home equity lines of credit (HELOC) are two different kinds of loans that you can take out on your property. The lender can seize your home as collateral in case you don’t keep up with your payments. However, this is their only similarity. There are several differences between a conventional mortgage and a … Read more
Flipping houses continues to be a lucrative business — when done properly. It hit its fastest pace over six years in 2018, with house flippers making an annual average gross profit of $69,500. Returns on investment (ROI) may have dropped from 47.8 percent to 44.3 percent between the first and the second quarter, but profits … Read more
There’s a pervasive belief that people have lesser chances of winning in business if they do it at a much older age. Perhaps it’s because there’s a rise of younger entrepreneurs recently or the mere idea of being old or being behind one’s time. But the truth is there’s no “magic age” when it comes … Read more
It should go without saying that a high credit score is an attractive quality to have when visiting mortgage companies such as City Creek Mortgage. However, many people do not put enough effort to handle their finances well and in turn negatively affect their credit inadvertently. To keep your credit score as high as possible … Read more
Refinancing a home loan can bring a host of benefits, such as lowering your monthly payments, paying off the balance faster, and switching from an adjustable-rate mortgage (ARM) to a fixed-rate loan. This involves getting a new mortgage to replace the previous one. In doing so, the original investment needs to be paid off first … Read more
Everyone wants to become wealthy, or at least have the luxury of not having to worry about paying rent on time, sending the children to a good school, and having enough funds for retirement. Everyone needs to understand, though — teenagers, most especially — that nothing “just happens,” unless you win the lottery for 10 … Read more