Having “utang” is not inherently a bad thing, but for some Filipinos, debt becomes too big, too fast due to unhealthy financial practices. To keep it at a minimum, here are some strategies to employ. Being debt-free is the ultimate goal for many of us, especially in the working class, but there are certain debts … Read more
Every financial decision you make can have a great impact on your life. How you handle your finances can either help you boost your lifestyle or put you in an awkward financial state. This is why it is essential to become financially literate at the earliest possible date. If you are serious about changing your life for … Read more
Veterans Affairs announced that they would be resuming in-person compensation and pension (C&P) exams at several department medical centers in the country. The VA previously halted exams in response to the coronavirus pandemic. For veterans with disabilities, C&P exams determine their qualification for disability compensation and the amount they will receive. The results will affect … Read more
The summer season is the time to visit the beaches, where you will see people cooling themselves down by putting on their freshest outfits and savoring the waves. The climate may be scorching hot at times, but it is something that humans are adept at adjusting. But for your cars, it would be a different … Read more
So you’ve already found your dream home. You’re now excited to make your purchase. Before that, you need to find a lender that can provide you a mortgage loan. This process may be complex and overwhelming, but you can control how complicated the process is going to be for you. If you prepare thoroughly and have … Read more
According to a report, around 59% of Americans don’t have enough money to pay for an emergency worth $1,000. Since hospital bills could rack up to tens of thousands of dollars, it’s a significant problem. Whether you want to save up for an urgent situation or a much-needed vacation, here are three tips to build … Read more
In the U.S. and Canada, using toilet paper is still the main method of cleaning oneself after using the toilet. However, in many European and Asian countries, trendy bidet attachments are a common sight in both public and private bathrooms. While many Canadians are still not convinced of the magic of the bidet, there’s no … Read more
Experiencing failure is indeed challenging, especially for those who have been working too hard to accomplish things in life. If you are one of those who are having a few setbacks, you should know how to get back on your feet. Keep in mind that everyone can experience failure. Even the most hardworking and most … Read more
An emergency fund is money set aside for unforeseen expenses, such as major home repairs, last-minute travel, or urgent medical needs. It can give you peace of mind and save you from potential debt. Building an emergency fund requires time and discipline. Here are ways to save up for your rainy day stash: Start with small … Read more
There is nothing more depressing than looking at an empty wall. It is devoid of character and personality. It doesn’t say anything about the family who lives in that house—what things they find joyful and what bonds them together. Decorating with art can be a little tricky, though. That’s why a lot of homeowners get easily scared … Read more